This fund is designed for:

• Investors seeking consistent passive income rather than speculative market gains.
• Those who want priority-positioned investments in commercial real estate.
• Accredited investors looking to diversify their portfolio with a risk-mitigated structure.
• Individuals who want exposure to private credit without active management responsibilities.
• Those interested in understanding the structured approach behind commercial real estate deals and how private credit plays a role in the capital stack.

The fund provides private credit investments through preferred equity, mezzanine debt, and bridge loans, offering secured, income-producing opportunities.

The fund primarily focuses on multifamily properties but also invests in other commercial real estate asset types where strong risk-adjusted returns can be achieved.

The fund targets a 6% preferred return, which is accrued and paid out before profit-sharing. The target annualized return is 10–12%, with a 12–14% target compounded return. Returns are structured through a combination of monthly preferred returns and quarterly profit-sharing, designed to provide both steady cash flow and long-term growth potential.

The fund prioritizes capital preservation through multiple risk-mitigation strategies, including:

• Secured Investments – The fund focuses on private credit, preferred equity, mezzanine debt, and bridge debt, all backed by tangible real estate assets. This ensures collateralized investments that help reduce downside risk and provide structured, risk-adjusted returns.
• Preferred Return Structure – Investors receive a 6% accrued preferred return, meaning they are prioritized before profit-sharing distributions.
• Diversified Portfolio – Investments are spread across multiple properties and asset types to minimize exposure to any single market or borrower.
• Experienced Management with Aspen Funds – The fund is managed in partnership with Aspen Funds, a team with a strong track record in private credit and real estate-backed investments, leveraging disciplined underwriting and risk assessment strategies.
• 2-Year Redemption Period – Unlike traditional long-hold funds, our 2-year redemption option provides investors with flexibility, mitigating liquidity concerns.
• High-Water Mark Protection – Profit-sharing only occurs after surpassing previous benchmarks, ensuring alignment with investor success.

While all investments carry risk, the fund follows a structured investment strategy focused on collateralized assets and disciplined underwriting to mitigate downside exposure.

The minimum investment is $100K, designed for accredited investors seeking passive income opportunities.

This fund is available to accredited investors only under SEC Regulation D 506(c). Investors must meet the accredited investor criteria, such as income or net worth thresholds, to participate.

Since this is a 506(c) offering, all investors must be verified as accredited before investing. The verification process includes:

• Providing financial documentation such as tax returns, W-2s, brokerage statements, or a letter from a CPA, attorney, or financial advisor.
• Using a third-party verification service, which we facilitate to make the process smooth and efficient.
• Receiving accreditation confirmation, typically within a few business days, allowing you to proceed with your investment.

Accreditation verification is required by the SEC and must be completed before investing in the fund. If you have any questions, we’re happy to guide you through the process.

Yes, investments can be made through a self-directed IRA (SDIRA) or solo 401(k), allowing for tax-advantaged growth.

Investors receive quarterly performance reports, including financial updates, portfolio activity, and market insights. Additionally, we provide:

• Regular investor communications via email.
• Annual tax documents for reporting.
• Access to our investor portal, where you can review fund updates and track your investment.

Preferred returns are paid monthly, and profit-sharing distributions are made quarterly, subject to fund performance.

Yes, investors have the option to reinvest distributions quarterly to compound returns over time.

Yes, the Aspen Private Credit Fund undergoes an independent third-party audit annually by a CPA for full financial transparency.

The fund is structured as a long-term open-ended fund with a 2-year liquidity option, allowing investors to redeem their capital after two years for added flexibility.

The fund is sponsored by Aspen Private Credit Fund, with Eight Octo Capital providing investor access and strategic capital allocation.

Aspen Funds has an 11+ year track record, managing over $650M in assets under management (AUM) and distributing $50M+ to investors. Their experienced team has successfully navigated various market cycles, focusing on risk management and capital preservation.

The best way to determine if this fund aligns with your investment goals is to schedule a call. Let’s discuss your objectives and see if this is the right fit.